One thing:
How many churches demand people tithe them, or else donate a % of their income to charity (whether that "charity" be the church or an actual charity)?
And how many of these same churches not only promise immortality and fail to deliver (the contents of the coffins in their churchyards are proof of failure) but in some cases even promise spiritual healing and offer counselling?
Mainstream religions are just as irrational as all the new-age hippy spiritual healers.
There is a huge difference between accepting and encouraging donations from believers and demanding payment for a spiritual service. To my knowledge no church actually forces it's attendees to pay to attend (and if some do I don't want to know. That's not how it's supposed to work.)
Of course, some religious institutions are appallingly corrupt, but so are some government institutions, some charitable institutions (Autism Speaks, anyone?) some corporations; in fact corruption is a pretty common human trait wherever there's any kind of authority. It just looks worse when religious leaders are corrupt since they're expected to be on a higher moral level.
My church provides conselling free of charge, and a bunch of other services too...
In my previous training in my personal spiritual path, I was taught how to read tarot cards, how to do an astrological chart, numerology, and various other similar things. The training was rather extensive.
Part of the "agreement" to be taught by my previous teacher was that you were never to charge for your services. You could accept funds for, traveling to see a person for instance, but only the funds that you used to pay for gas, etc.
I thought that was marvelous. I personally have a very strong belief in the things I was taught, but believe that you really have to have a lot of training.
If the government really wanted to license psychics, how would they test them?
Maybe have another psychic do it! They would always be right! 
Who needs immortality when you can have eternal life?
I totally agree with you. The best psychics tend to be uneducated (formally) as they are often ALL intuition and sense. They are empaths, sensitive.
The way that my previous teacher did it, the training, was on the astrological charts, which are not something really intuitive, or the same with the numerology. I mean, those, if you believe what they say, are pretty cut and dry (dried?).
The tarot cards, however, were different. The symbolism of the tarot is amazing! There is SO MUCH on those cards that you would not believe it. Not one thing on there is without meaning. So, we learned all of the possible meanings and interpretations of all of the symbolism, how it could relate to different astrological signs, etc. He always said, you learn all of this and then, you forget it. The knowledge remains in the back of your head but you read the cards with feeling and intuition.
Maybe it is silly, but I have seen some amazing things predicted in tarot cards. I love them.
And again, he never charged us a dime. We would help pay the utilities on the house which he owned and used only for teaching (he lived elsewhere) if it was needed, we would buy the food we ate, but that was all. He believed if you charged for the teaching, you lost the talent.